Chances are, you already know that healthcare costs are going up. And dental costs are going up right with them.
Dental procedures such as cavity fillings and crowns are becoming more expensive. Even getting teeth cleanings, fluoride treatments, routine check-ups, and other kinds of preventive dental care don't escape the rising costs.
What's the best way to make sure you won't be stuck with a huge bill? Get dental insurance.
There are 2 general types of dental insurance plans that you can choose from: managed care plans and indemnity plans.
Managed care plans work with a “network” of dental care providers who offer their services for discounts. And when you choose your dentists, orthodontists, and other dental providers in the network, you'll have low premiums and co-payments. The most common managed care plans include:
Indemnity plans are another option. With an indemnity plan, you have the freedom to go to anywhere you want for dental care. Indemnity plans offer some of the most complete dental coverage available. But they can cost a lot more than managed care plans, and aren't as popular as they once were.
If you decide that dental insurance isn't for you, there are still ways to save money on dental care. With dental discount plans, you can get up to 60% discounts for a lot of the dental care you need. And they're affordable many discount dental plans can be less than $10 a month.
To see which option is best for you, visit our partner DentalPlans.com to compare a few different dental discount plans. Click here to get started.