People don’t like to talk about life insurance. And that’s understandable — it can be a gloomy subject. But it’s also an important one.
If you suddenly weren’t in the picture, would your family be able to pay the rent or mortgage? Would your children be able to afford school? Would your partner be able to afford child care? Life insurance makes sure that the people you love will be taken care of when you can’t be around for them anymore.
When buying life insurance, there are two kinds to choose from:
Term Life Insurance - Term life insurance covers you for a set period of time, or “term.” Term life insurance offers the cheapest premiums. Many insurance pros recommend buying term life to cover you during your working life, and investing the amount you save.
Permanent Life Insurance - Permanent life insurance covers you for your entire life. The premiums on permanent life are higher.
Permanent life insurance is available in 3 varieties:
Which policy should you choose? It depends on a lot of factors: your age, your budget, and your specific needs. To make sense of all the options, work with an insurance agent. To find an agent, fill out this short form to request free life insurance quotes.
When you fill out our short form, you’ll be matched with up to 5 agents in your area. They’ll answer your questions and recommend plans that they think will be a good fit for you. It only takes minutes get started.
Want to see for yourself what options are available? Get your free quotes now.