Wednesday, 23 November 2005
Two Books About Insurance You'll Want To Read
As it gets colder you might be spending more of your free time indoors, curled up with a book. Here’s two you don’t want to miss –
Conrad F. Meier’s new book, Destroying Insurance Markets: How Guaranteed Issue and Community Rating Destroyed the Individual Health Market in Eight States, focuses on those states that 10 years ago imposed laws requiring health insurance companies to offer policies to anyone who is willing to pay the premium.
Meier takes a look at the eight (Kentucky, Maine, Massachusetts, New Hampshire, New Jersey, New York, Vermont and Washington) who took on guaranteed issue laws, and with man-on-the-street opinions and statistics, paints a picture of rising individual insurance rates and declining numbers of insureds and companies offering individual health insurance.
Economist and entrepreneur Paul Zane Pilzer’s latest, The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without A Traditional Employer Plan offers a solution for the nation’s strained health care system. Pilzer provides no-nonsense guidelines and money-saving tips to help consumers find affordable coverage. Nearly all readers can immediately take advantage of his clear-cut solutions (except those in the eight states stuck with guaranteed issue laws).
Both books are excellent, engaging reads for consumers trying to understand the current state of health insurance and concerned about the rising costs.
Find Destroying Insurance Markets at http://www.cahi.org/index.asp and The New Health Insurance Solution at most bookstores.
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