Should I Buy Insurance Directly from a Carrier?

Not necessarily. Your annual premiums will be the same regardless of whether you buy your health insurance from an online broker, an insurance agent in your area, or directly from a major insurance carrier. Some people prefer the comfort of knowing their insurance agent is right around the corner, while others purchase insurance from state or national agents.

Insurance agents represent many carriers and can work with you to select the best plan. Buying directing from an insurer can make it more difficult for you to comparison shop for the lowest rates.