What's Health Insurance?

If you've ever been unexpectedly injured or seriously ill, you almost certainly recognize the importance of reliable access to healthcare. Health insurance coverage helps ensure that you and your family have access to just that—offering you protection from the very real financial hardships that can result from mounting medical bills. To put it simply, Health Insurance is a risk sharing contract between you and your insurance carrier.

Essentially, you’ll pay a monthly premium for your healthcare in return for your Insurance Company's agreement to pay a pre-set amount for any medical care you need during your coverage period.