What You Need To Know About Health Insurance

Health insurance is something that people don’t seem to think about — until they need it. Many people who don’t have it think it’s too expensive. But the cost of health insurance can be much less than the cost of even a single day’s care in the hospital.

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* First Name: * Last Name: * Address: * City: * State: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming * Zip: * Phone:      * Email:   Gender* Date of birth*   Height*  Weight* Smoker* Applicant M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Spouse -- M F / / Ft 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children 0 1 2 3 4 5 6 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Children  -- M F / / Ft 0 1 2 3 4 5 6 7 In 0 1 2 3 4 5 6 7 8 9 10 11 Currently Insured? Yes   No Have conditions? Yes   No HIV/AIDS Diabetes Cancer Heart attack High blood pressure Asthma Stroke Depression requiring medication Other major illness

Good Reasons To Get Insurance

Here are a few reasons why getting health insurance is a good idea:

• It means financial protection. Some studies have estimated that nearly 1 million Americans a year file for bankruptcy because of unpaid medical bills. Having a health insurance plan can guard against becoming trapped by the spiral of medical debt.
• You get discounts on medical care. Here’s something doctors don’t want you to know: they charge people with health insurance less than they charge people without health insurance — for the same exact services. The reason is this: health insurance companies negotiate the cost of services for their members. So even if your plan requires you to pay the entire cost of a trip to the doctor, that cost will be lower when you show your insurance member card.
• Insurance costs less than think. Health insurance isn’t cheap — but it doesn’t have to cost a bundle, either. As more and more people turn to the individual health insurance market, the cost of coverage goes down. Insurance companies become more competitive, and more plans become available.

If you’re ready to find your health plan, talk with our network of agents. Our free service will match you with multiple agents licensed in your state, so you can compare your options before you decide. Fill out an easy online form, and you’ll be contacted with free insurance quotes.