Insurance companies don't have a “one-size-fits-all” way to price their policies. Your insurance rates are based on a lot of factors. And one of those factors is the kind of car you drive.
When insurance companies decide which cars they should charge higher premiums for, they look at three things:
So which cars will cost you the most in monthly premiums?
The most expensive cars to insure are:
Owning one of these cars is bad news for your monthly insurance bill. But there's a bright side: none of these cars makes the top 10 most stolen cars list.
What about the least expensive cars to insure? If you want to save on your premiums, these are the models to look at next time you're out car-shopping:
It isn't all about the kind of car you drive, though. There are plenty of other factors that affect how much your premiums will cost.
To find the best deal, talk with an insurance agent. You can use our free online quote service to get matched with multiple agents. Compare their offers, and see for yourself which auto policy gives you the best coverage for the best price.